Institutional asset management: A user’s guide


So you’re a corporate, you’re doing well, business is booming and you’ve got cash in the bank. First of all – congratulations! In these challenging economic times, a surplus is not to be sniffed at. But now, you need to do something

Liquidity management: A lesson learned


Having good liquidity management is a key prerequisite for sustaining financial stability and helping to alleviate any liquidity shortage. Most people think of liquidity management as a matter for banks – but it is not just financial institutions that must plan for

Islamic leasing: All things to all people


The lease contract (Ijarah) is one of the most versatile structures in the Islamic finance space – used for everything from home loans to car purchase to asset financing to debt issuance. But how does it work – and how can it

Islamic fintech: A corporate opportunity


Fintech in the Islamic space might be in its early stages, but it has the potential not only to revolutionize outreach and uptake, but to radically streamline business processes – saving corporates money by reducing the cost of everyday business banking. So

Restructuring Sukuk: A cause for concern?


For conventional bonds, issuers who default or delay payments are usually penalized by an update in the interest rate, which is usually linked to their credit rating. But for Sukuk, where interest is forbidden, the question of restructuring can be a little

Debt and default: Restructuring the Islamic way


With liquidity tight especially across core Islamic finance markets in the Gulf, banks are becoming increasingly risk averse. Lending is down to its lowest point in four years in the GCC, with banks set for a profit dip as asset growth slows